Grabbing a flat white to go at your favourite hole-in-wall coffee shop. Dining out on a Saturday night. Brunch on a Sunday morning. These are part of the Australian way of life, and they're the result of an extremely passionate, dedicated group of small businesses. 95,301 of them to be precise.

These businesses desperately need your help.

#SaveHospitality - a social impact initiative run free-of-charge by hospitality service providers SilverChef and inKind - allows you to 'pay it forward' by buying credit to your favourite restaurant or cafe. This credit will provide an invaluable cash flow injection that could make the difference in a business being able to stay open.

SilverChef and inKind are paying all costs associated with operating this program, so 100% of your purchase (minus credit card fees) will be provided directly to the restaurant.

When you buy a House Account in your favourite restaurant or café, you are investing in the future of a business, and the financial welfare of the people who own and work in it. We hope that, by paying it forward in this way, we can save as many hospitality businesses as possible. If all goes well, you get to enjoy your investment, plus a little bit more, at your favourite restaurant when it reopens.

However, in the event that a restaurant is unable to reopen after you have bought credit, there is a strong possibility they also may not be able to refund you. In this case, your House Account essentially becomes a donation to help a business owner and their workers get through some of their immediate financial challenges.

Once you buy, you'll be emailed & texted a link to download the inKind app. You then simply enter your bill amount at the end of your next visit and your account is charged.

The paid value never expires. The bonus value is valid for 3 years.

Yes! You can share any amount of your credit with friends and family.